User Agreement

Terms and Conditions of Use

May 10, 2026

Using kelynaorben.sbs means you accept these terms. They define your rights, duties, and permitted use—read carefully before proceeding.
  1. Service Description

    kelynaorben.sbs offers informational resources about risk awareness and financial safety in South Africa without providing investment advice or personal coaching.
  2. User Responsibilities

    Users must provide accurate information, respect local laws, and avoid any behaviour that disrupts site operation or community engagement.
  3. Content Disclaimer

    All content is for general informational purposes only and should not replace professional, legal, or health advice.
  4. Intellectual Property

    All text, images, and media remain the property of Kelynaorben unless otherwise credited. Reproducing or copying material requires written permission.
  5. Links to Other Sites

    Links may be provided for convenience, but Kelynaorben is not responsible for content hosted elsewhere.

  6. Limitation of Liability

    Kelynaorben is not liable for any loss or damages—direct or indirect—that may occur from using our content or relying on suggestions.
  7. Governing Law

    These terms are governed exclusively by South African law, regardless of user location or citizenship.
  8. Modifications to Terms

    Kelynaorben may revise these terms by posting updates. Continued site use means you accept any changes posted here.

Contact Us

Questions about these terms? Reach our team below.

Email: content@kelynaorben.sbs

Phone: +27(27)6853775

Address: Nelson Mandela Square, Maude Street, West Tower, Sandton, Johannesburg 2196 South Africa

Effective date: May 10, 2026 Version: 2.0

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